East Insurance - The East Coast Insurance Companies That Will Help You Save

'm not sure why so many of the quality life and car insurance companies mainly focus their advertising efforts towards the west coast. However rest assured there are a number of quality life and car insurance companies on the East Coast as well.

What should really drive your decision on picking an insurance company is the type of product that you need. Not all life insurance companies are right for the same person. On the east coast Prudential life insurance offers the best long-term whole life insurance products. They have three different options that will help you manage risk as well as create an awesome investment vehicle.

But not everybody can afford a whole life insurance policy. They are very expensive. There is no way of getting around this. Or is there?

AIG life insurance offers hybrid life insurance plans. These plans allow you to obtain a cheap term life insurance policy that can later be converted to a whole life insurance plan. The best part is that a portion of your premiums that you pay towards your term life insurance plan can be recaptured when you ultimately switch to the whole life insurance product. It's unfortunate that more people do not know about these plans.

AIG has a number of different pricing options that make these plans available to a wide audience. The pricing will affect your term life coverage as well as how much you recapture when you convert to the whole life insurance product.

If you are on a tight budget but still would like the comfort of owning a term life insurance product. Then you should consider looking at American Direct. On the East Coast it is hard to beat the prices of their term life insurance product. Their standard term life insurance product is not as flexible as the choices described above. However, the policy will provide you excellent coverage at affordable rates.

Please don't give up looking for a sound life insurance product. Life insurance should be an extremely important part of your overall investment portfolio. As a CPA I actually see people reap the benefits that life insurance provides. We hope this information helps you pick the best product for you and your family.